Bankruptcy Lawyer for Filing Chapter 7 or 11 in Frederick, MD

What is Bankruptcy?

Bankruptcy is a matter that the Law Offices of Stephen A. Glessner have become familiar with over the past 30 years. Bankruptcy is the act of helping businesses and families repay their debt. There are plans, including Chapter 7 and Chapter 11, that come along with bankruptcy, if you decide that it is the best step for you. The Law Offices of Stephen A. Glessner are licensed to practice before the U.S. Federal Bankruptcy Bar. With this certification, we are prepared to represent you and your business or family in the court to find the right plan to repay your creditors and get you out of debt.

240 South Potomac St
Hagerstown, MD

226 East Patrick St
Frederick, MD

8 East Main St
Thurmont, MD

Options for Individuals and Businesses Filing for Bankruptcy

Chapter 11:

Chapter 11 bankruptcy is the standard bankruptcy that individuals file for. This chapter of bankruptcy is available for all individuals. When you call the Law Offices of Stephen A. Glessner to file for Chapter 11 bankruptcy, we will go through a reorganization of your business or home and devise a plan for you to pay back your debt. If you feel you need to file bankruptcy, call the Law Offices of Stephen A. Glessner to get your free consultation on the best chapter for you.

Chapter 7:

Filing for Chapter 7 bankruptcy is a type of liquidation bankruptcy. Individuals and businesses are both able to apply for Chapter 7 bankruptcy. Clients who choose Chapter 7 must pass an income test that states that their income is low enough to file for this type of bankruptcy. Through a Chapter 7 bankruptcy, clients have three to five months for discharge and are able to sell property to pay back their creditors and get rid of debt faster. If you choose this method of bankruptcy, call the Law Offices of Stephen A. Glessner to get your free estimate and find out if you are able to get rid of debt through Chapter 7 bankruptcy.